Go ahead and get that energy audit. And schedule snow plowing.
Take a few minutes out of your pool time this month to do these four tasks.
Then you’ll have more time to eat popcorn in front of the fire next January.
#1 Call the Snow Plow Now
If you live in snow-prone areas, now’s the time to get your name on the snow-plow contractor’s schedule. By the time your car’s buried in the driveway, their rosters will be full.
#2 Schedule Furnace Service
Get ready for sweater weather — and beat the rush — by scheduling the annual fall service for your furnace now. If you don’t already have one, ask about your HVAC company’s twice-a-year maintenance plan. Often, you can get discounted rates, not just for the service plan, but for larger repairs, too.
#3 Get a Home Energy Audit
Save money this winter by scheduling a professional energy audit now. Not only will you learn where your home is prone to energy loss, your auditor may recommend inexpensive ways to save money (like caulking around the baseboards). Energy.gov has info on how pro and DIY energy audits work. Find energy auditors through the Resiential Energy Services Network.
#4 Plant Trees
Trees increase home value, so give yours the best start by planting them at the right time. In zones 4-8 (which is most of the United States), that’s late summer and early fall. This gives them time to establish roots before next summer’s heat and drought.
My heart goes out to the family and friends of our fellow Minnesotan George Floyd, and to everyone deeply affected by this grave injustice. We know there is much work to do, and we must awaken to that fact and never turn away.
Here’s a message from Edina Realty’s CEO Greg Mason:
Statement from Edina Realty Home Services CEO Greg Mason
It has been just over a week since we learned of the tragic killing of fellow Minnesotan George Floyd. Our hearts go out to his family, his friends, and to everyone in our communities who have been deeply affected by this grave injustice.
The events of the past week have served to shine a spotlight on how much work we have to do when it comes to equality. To that end, we have signed a statement with 50 other Minnesota companies to stand united against acts of racism and violence. We pledge: change has to start today, and it needs to start with us.
So, as a company, we’re reflecting on all the ways we can do better in serving diverse communities by promoting inclusion and equality, but also by helping to identify—and remove—historical barriers. We know there is work to do. We’re listening and we’re here for it.
There’s everyday clean, guest clean, and then there’s COVID-19 clean.
To get down the absolute nitty gritty on how to disinfect your home, you’ll want your big guns: bleach, rubbing alcohol, and hot water.
The Best Disinfectants
For your high-touch surfaces, the Centers for Disease Control recommends a bleach solution diluted with water, or a 70% alcohol solution.
Follow this bleach recipe: 5 tablespoons (1/3 cup) bleach per gallon of water, or 4 teaspoons of bleach per quart of water.
Make sure to properly ventilate when disinfecting with bleach.
And check to see if your bleach has expired. Who knew it could? After about 9 months to a year, and if it smells less bleachy, it’s lost its disinfecting power. Time for a new jug.
Tip:Don’t mix bleach with anything other than water; otherwise, it could set off a dangerous chemical reaction. For instance, bleach + alcohol is a deadly combo.
How to disinfect your home if you don’t have bleach? Regular old rubbing alcohol (isopropyl alcohol or ethyl alcohol) works, so long as it’s at least 70% alcohol, according to the CDC. The alcohol concentration will be listed on the bottle. Rubbing alcohol you buy should already be diluted, unlike bleach.
Is There a Such a Thing as Too Much Disinfectant?
According to an EPA fact sheet, studies have found that using some disinfectant products can cause germs to become resistant.
The EPA has issued a list of disinfectants on the market that it believes are effective in killing COVID-19. Look for the EPA registration number on the product and check it against this list to ensure you have a match.
Erica Marie Hartman, an environmental microbiologist at Northwestern University in Evanston, Ill., whose research focuses on resistance, confirms soap, bleach, and alcohol are your best bets.
What about the various disinfecting wipes on the market (at least if you can find them)? Hartman says the active ingredient in many of those is an ammonium compound, which could become resistant to viruses over time.
Surfaces That Need Your Attention
With your preferred disinfectant, wipe down high-touch surfaces like doorknobs, light switches, tables, remotes, banisters, toilets, sinks, and faucets daily or more often, if someone in your home is sick.
Contact time is another key aspect of surface sanitizing. “Disinfection isn’t instantaneous,” says Hartman. [For a bleach solution], you want to leave it on the surface for 10 minutes before wiping it off. ”
By the way, new research from scientists at the National Institutes of Health, among other agencies, shows that at least some coronavirus can live for up to 24 hours on cardboard and up to three days on plastic and stainless steel.
But a report in “The Washington Post” notes that the most likely period for infection from the virus on surfaces is in the first 10 minutes to one or two hours.
Not All Floors Can Handle Bleach
For your nonporous floors, like those in the bathroom, the CDC recommends mopping with the bleach solution.
Avoid bleach on hardwood and other porous floors because of staining. Instead, use a disinfecting wet mop cloth without bleach.
Cleaning Isn’t Disinfecting
From the you-might-be-surprised files: Disinfecting with bleach isn’t actually cleaning. If you also need to clean your countertops of dirt and grime, do that first with soap and water. Then use the bleach solution or rubbing alcohol to combat the virus.
Killing Microbes on Clothes
Most washing machines today do a bang-up job on dirty clothes with cold water, which is best for energy savings. But, and especially if you have a sick person in your house, the hot-water setting followed by a high-heat dry for about a ½ hour to 45 minutes is best for virus eradication.
Don’t forget about your laundry hamper. Wipe it down like you would other surfaces. You can also use a reusable liner bag, which you can launder with the clothes.
What If I’m Selling My House, and Inviting More Germs In?
How to disinfect your home when it’s for sale? Virtual showings and tours are the ideal, and your agent can set those up.
However, if there’s a need to have someone come in, talk to your agent who will work with you to establish a hygienic protocol, including requiring visitors to wash hands with soap and water or use hand sanitizer when they arrive, and to remove shoes or wear booties before entering. Removing shoes not only reduces dirt coming in, but potentially germs.
In addition, many agents are eliminating open houses.
After any showings, practice your surface wipe-down routine.
Finally, when you work with disinfectants, practice some self care. “Alcohol and bleach can be very aggressive on your skin, so wearing rubber gloves can help protect your hands,” Hartman says.
Would you throw away $20,000? You are if you’re letting your home age faster than it should. Here’s a simple maintenance strategy to keep your home young.
You know how Dr. Oz says that if you keep your body fit and your mind nimble, you’re likely younger than your chronological years? The same principle applies to your house.
An out-of-shape house is older than its years and could lose 10% of its appraised value, says Mack Strickland, an appraiser and real estate agent in Chester, Va. That’s a $15,000 to $20,000 adjustment for the average home.
But good maintenance can even add value. A study out of the University of Connecticut and Syracuse University finds that regular maintenance increases the value of a home by about 1% each year.
So if you’ve been deferring maintenance, or just need a good strategy to stay on top of it, here’s the simplest way to keep your home in good health.
Focus on Your Home’s #1 Enemy
If you focus on nothing else, focus on moisture — your home’s No. 1 enemy.
Water can destroy the integrity of your foundation, roof, walls, and floors — your home’s entire structure. So a leaky gutter isn’t just annoying; it’s compromising your foundation.
Keeping moisture at bay will improve your home’s effective age — or as Dr. Oz would say, “real age” — and protect its value. It’ll also help you prioritize what you need to do. Here’s how:
Follow This Easy 4-Step Routine
1. When it rains, actively pay attention. Are your gutters overflowing? Is water flowing away from your house like it should? Is water coming inside?
2. After heavy rains and storms, do a quick inspection of your roof, siding, foundation, windows, doors, ceilings, and basement to spot any damage or leaks.
3. Use daylight savings days or the spring and fall equinox to remind you to check and test water-related appliances like your washer, refrigerator, water heater, HVAC (condensation in your HVAC can cause leaks) or swamp cooler, and sump pump. It’s also a great time to do regular maintenance on them. Inspect any outdoor spigots and watering systems for leaks, too.
4. Repair any damage and address any issues and leaks ASAP.
Don’t procrastinate when you spot minor leaks or drips inside your house. Ongoing small leaks can slowly erode pipes and fixtures, and even cause mold and mildew issues you won’t notice until it’s too late.
Say you’ve got a bit of cracked caulk around the kitchen window. It may not seem like much, but behind that caulk, water could get into your sheathing, causing mold damage and rot. Before you know it, you’re looking at a $5,000 repair that could have been prevented by a $4 tube of caulk and a half hour of your time.
To help you with this routine, we have several guides with specifics and tips:
Once you settle into a routine, it becomes easier to handle other maintenance tasks, which will only do more to protect and enhance your home’s value. Plus, you’ll get to know your home better, which will help you spot other one-off problems, such as termites and other wood-destroying insects, that can cause costly damage.
If You Want to Take Home Maintenance to the Next Level…
If you’re a geek about home maintenance like we are, and you want to do more than water patrol, these ideas will help you keep your house in great shape.
Give yourself an incentive to do maintenance. Maintenance is your springboard to sexier projects like a kitchen remodel or basement makeover. So plan a room-per-year redo. This way you’re maintaining, fixing, and improving. For example:
In your basement:
Check for dark stains that could signal plumbing leaks. If you find any leaks, fix them.
Check your ductwork for leaks that are wasting energy.
Clean the lint out of the dryer vent. The machine will last longer, and you’ll help prevent fires.
Caulk and seal basement windows to stop air leaks.
Once your space is moisture sealed, you can start converting it into a family room or other livable space.
Re-caulk the seam between your backsplash and wall to keep moisture out. To give your whole kitchen a low-cost facelift, how about a new backsplash?
Re-paint the walls using paint with a tough, semi-gloss sheen that stands up to repeated cleanings and resists moisture.
Keep a maintenance fund. Some sources say you should save 1% to 3% of your initial house price annually to pay for maintenance. On a $200,000 house, that’s $2,000 to $6,000 a year. Yeesh, that’s a big nut.
Alternatively, make it a goal to save enough money to do a major replacement project, so the bill won’t catch you off guard. Probably the biggest single replacement project you’ll have is your roof or siding.
You can build up this fund over several years by paying yourself a monthly assessment — whatever you can manage. Keep it in a separate account to avoid the temptation to tap it for hockey tickets or other impulse buys.
If you need to replace the roof before you have a fund, an equity loan is an option. But consider very carefully.
If you’re practicing maintenance in the way we’ve outlined here, you won’t need $2,000 per year to manage your home’s natural aging process. Some routine tasks, such as cleaning rain gutters and changing furnace filters, could cost you $300 or less per year.
Your house takes care of you — not just for shelter but as a financial asset. Return the favor and keep it hale and hearty by caring for it with regular maintenance.
Mortgage lenders, and the federal agencies that regulate lenders, are putting coronavirus mortgage relief measures in place to ensure homeowners have options if they’re unable to make payments.
Your first stop in the face of financial hardship is your lender or bank.
Just keep in mind lenders are working to figure out and implement the new mortgage relief polices outlined by the regulatory agencies. So you might read one thing from the FHFA, a federal regulator, but your bank might be doing something else.
In addition, due to the number of homeowners affected by the pandemic, lenders are dealing with a crush of calls and online queries. Be patient, persistent, and prepared to spend time on hold.
Mortgages Not Federally Backed If your mortgage is one of the 5 million in the United States not backed by a federal entity, the Coronavirus Aid, Relief, and Economic Security (CARES) Act, which includes a coronavirus mortgage relief mandate, doesn’t apply. But regulators have encouraged those lenders to work with borrowers who can’t pay their mortgages, and most banks and other lenders are suspending mortgage payments or offering forbearance.
The level of relief you get will depend on who owns your loan. Contact your lender to find out what’s available.
Regardless of the type of loan you have, you must apply for coronavirus mortgage relief through their mortgage servicer. That’s the entity that collects your monthly payments and decides how long the assistance will last. When you reach your mortgage servicer, you’ll need to explain your situation and provide information about your income, expenses and assets.
Foreclosure and Evictions
Federal officials have imposed a nationwide halt to foreclosures and evictions for more than 36 million Americans with home mortgages backed by the FHA, Fannie Mae, and Freddie Mac.
The moratorium only affects borrowers with mortgages backed by Fannie Mae, Freddie Mac, FHA, VA, and RHS (Rural Housing Service loans through the USDA). This doesn’t apply to the roughly 35% of mortgages held in bank portfolios and private label securities. But some individual lenders are offering relief.
Some cities, counties, and states, including Delaware, Indiana, Kansas, Louisiana, New Hampshire, North Carolina and Texas, have placed a moratorium on foreclosures. Check with your city, county and state governments. Find state-by-state tallies online.
Another tool in your relief toolbox are housing counselors. Counselors can provide independent advice on buying a home, renting, defaults, foreclosures, and credit issues. The U.S. Department of Housing and Urban Development’s look-up tool lets you can find counselors in your state.
The CARES Act forbids lenders from dinging your credit score for missed payments on federally backed mortgages and student loans during your forbearance period. The federal government is also encouraging private lenders to suspend reporting late payments on eligible mortgages. The Consumer Financial Protection Bureau has more advice about protecting your credit.
By law, you can get a free annual credit report from each of the three credit bureaus: Equifax, Experian and TransUnion. Note that these reports don’t include credit scores. Equifax offers six free credit reports every 12 months through December 2026 if you sign up for a myEquifax account.
Your Student Loan
The CARES Act includes immediate relief for those who can’t make their monthly payments on federally held loans due to coronavirus. All loan payments (both principal and interest) are suspended through Sept. 30, 2020, with no penalty. You don’t need to apply for this program or contact your lender. It’s automatic.
If you keep making payments, they’ll be applied entirely toward the principal. These suspended payments will count towards any student loan forgiveness already in effect.
Some loans under the Federal Family Education Loan (FFEL) program and some Perkins Loans not owned by the Department of Education aren’t eligible for suspended payments. Nor are private student loans owned by banks, credit unions, schools, or other private entities. If you can’t make payments, contact your loan servicer to find out what options are available. Many are offering ways, like forbearance, to postpone payments.
Not sure who your servicer is? Look on your most recent statement and contact the servicer immediately.
If your student loan is already in default, the relief act immediately suspends wage garnishments or tax refund deductions. They’ll resume after the suspension ends.
In addition, more than half of states, many under emergency state directive, allow for remote online notarization of documents. This makes it safe and easy to complete real estate transactions under social distancing orders. The number of states allowing remote notarization could grow as pandemic legislation expands.
Fannie Mae and Freddie Mac have provided detailed appraisal alternative guidelines, so homeowners and appraisers can practice social distancing on Freddie and Fannie loans through May 17, 2020.
FHA, VA, and RHS are also allowing variations on the usual appraisal protocol. Check with your servicer for details.
Look Out For Scams
Fear breeds scams. And scammers are out in full force during the pandemic. Beware of third parties offering mortgage assistance and other help. Seek help from your lender directly.
I understand there is a vital need for many to purchase and sell homes or refinance amidst the pandemic. Real estate services are considered an essential business in both Minnesota and Wisconsin during this time, but please be assured that we are making every attempt to do things virtually whenever possible. The health and safety of our communities and clients are a top priority, and during these unprecedented times, I’m doing my part to help prevent the spread of COVID-19.
I am open for business and here for you, but our offices have temporarily closed. I continue working remotely, offering virtual showings and appointments, and I’m ready to help with all your real estate needs while practicing prudent social distancing. Edina Realty employees are also working remotely and fully equipped to offer support throughout your transaction. Simply give me a call, send an email or reach out via direct message for help with your home buying, selling, mortgage, title, insurance and warranty needs.
I continue to safely market and show homes for sale. I am focused on providing remote and virtual solutions for my clients at this time. However, should you require an in-person appointment, I can still conduct careful private showings while practicing social distancing. Private showings are limited to one person or family at a time. Sellers are being asked to clean and disinfect homes before and after showings, and visitors are asked not to touch surfaces.
At this time, in-person open houses are suspended. To prevent gatherings of too many people, in-person open houses have been temporarily suspended throughout Wisconsin and Minnesota. However, you can still participate in virtual open houses or video tours of homes for sale. Reach out to further discuss all the options available to view and market homes.
We continue to perform closings in our closing centers. However, Edina Realty Title has implemented the following precautions:
To ensure social distancing, we will separate buyers and sellers into different rooms during closings
In some cases, closings may be conducted from your car in an Edina Realty Title closing center parking lot
Sellers are being encouraged to pre-sign whenever possible. Buyers must close in-person due to notarized signature requirements
Closings are conducted only at our closing centers or other title closing centers
Closing attendees are limited to clients and closers only (no agents or mortgage consultants)
All non-essential materials and refreshments have been removed from the closing rooms
Surfaces are being regularly cleaned and sanitized
Edina Realty has assembled a COVID-19 task force. Our task force meets daily to integrate the latest recommendations from government and industry officials, allowing me to keep things running smoothly for your real estate needs.
A very special thank you to the exceptional people in our communities. My deepest gratitude to all the first responders, medical professionals, law enforcers, government officials, grocery store workers, truck drivers and other essential workers putting themselves in harm’s way to support our communities. You are incredible and I appreciate you.
I know there is still a need for many people to purchase and sell homes during this time, even during this COVID-19 (novel coronavirus) pandemic that is affecting us all. Your safety is a top concern and we are taking several precautions as we continue to provide the highest level of service possible during this unprecedented time.
I would like you to know the steps we are taking to help prevent the spread of the virus and changes you may notice while working with us. Here are some key points:
We remain open for business, but our offices have temporarily closed. Edina Realty Home Services agents and employees continue working remotely to assist you. Simply reach out at any time for help with your home buying, selling, mortgage, title, insurance and warranty needs.
At this time, all in-person Edina Realty open houses are suspended until safety recommendations are lifted. Agents will be conducting virtual open houses, video tours and careful private showings.
Meetings are being held via teleconferencing, video conference and with various technologies to avoid the need for in-person group gatherings.
At this time, we will continue to perform closings and have several precautionary measures in place to limit interactions and ensure the safety of everyone involved.
Please contact me if you have any questions or concerns regarding your housing needs during this time. Please be safe, stay informed, don’t panic, and refer to the CDC’s website for up-to-date information and recommendations.
Before you put your home up for sale, understand how the right comparable sales help you and your agent find the perfect price.
How much can you sell your home for? Probably about as much as the neighbors got, as long as the neighbors sold their house in recent memory and their home was just like your home.
Knowing how much homes similar to yours, called comparable sales (or in real estate lingo, comps), sold for gives you the best idea of the current estimated value of your home. The trick is finding sales that closely match yours.
What makes a good comparable sale?
Your best comparable sale is the same model as your house in the same subdivision—and it closed escrow last week. If you can’t find that, here are other factors that count:
Location: The closer to your house the better, but don’t just use any comparable sale within a mile radius. A good comparable sale is a house in your neighborhood, your subdivision, on the same type of street as your house, and in your school district.
Home type: Try to find comparable sales that are like your home in style, construction material, square footage, number of bedrooms and baths, basement (having one and whether it’s finished), finishes, and yard size.
Amenities and upgrades: Is the kitchen new? Does the comparable sale house have full A/C? Is there crown molding, a deck, or a pool? Does your community have the same amenities (pool, workout room, walking trails, etc.) and homeowners association fees?
Date of sale: You may want to use a comparable sale from two years ago when the market was high, but that won’t fly. Most buyers use government-guaranteed mortgages, and those lending programs say comparable sales can be no older than 90 days.
Sales sweeteners: Did the comparable-sale sellers give the buyers downpayment assistance, closing costs, or a free television? You have to reduce the value of any comparable sale to account for any deal sweeteners.
Agents can help adjust price based on insider insights
Even if you live in a subdivision, your home will always be different from your neighbors’. Evaluating those differences—like the fact that your home has one more bedroom than the comparables or a basement office—is one of the ways real estate agents add value.
An active agent has been inside a lot of homes in your neighborhood and knows all sorts of details about comparable sales. She has read the comments the selling agent put into the MLS, seen the ugly wallpaper, and heard what other REALTORS®, lenders, closing agents, and appraisers said about the comparable sale.
More ways to pick a home listing price
If you’re still having trouble picking out a listing price for your home, look at the current competition. Ask your real estate agent to be honest about your home and the other homes on the market (and then listen to her without taking the criticism personally).
Next, put your comparable sales into two piles: more expensive and less expensive. What makes your home more valuable than the cheaper comparable sales and less valuable than the pricier comparable sales?
Are foreclosures and short sales comparables?
If one or more of your comparable sales was a foreclosed home or a short sale (a home that sold for less money than the owners owed on the mortgage), ask your real estate agent how to treat those comps.
A foreclosed home is usually in poor condition because owners who can’t pay their mortgage can’t afford to pay for upkeep. Your home is in great shape, so the foreclosure should be priced lower than your home.
Short sales are typically in good condition, although they are still distressed sales. The owners usually have to sell because they’re divorcing, or their employer is moving them to Kansas.
How much short sales are discounted from their market value varies among local markets. The average short-sale home in Omaha in recent years was discounted by 8.5%, according to a University of Nebraska at Omaha study. In suburban Washington, D.C., sellers typically discount short-sale homes by 3% to 5% to get them quickly sold, real estate agents report. In other markets, sellers price short sales the same as other homes in the neighborhood.
So you have to rely on your real estate agent’s knowledge of the local market to use a short sale as a comparable sale.
I’m happy to giveaway a limited number of tickets to this upcoming show where you can review home-related products and services, experience stunning project displays, connect with industry experts and enjoy informative presentations from renowned home professionals that can help you conceptualize your next home project.
Hurry, you can request up to four free tickets (up to a $36.00 value) to the St. Paul Home and Patio Show at Saint Paul’s RiverCentre on February 14th through the 16th. Just fill in the information on the form below to submit your request for tickets. To ensure your tickets arrive before the event I suggest you submit your request no later than Monday, February 10, 2020.
Please note there is absolutely no obligation whatsoever, and I will not share your information with any third parties. Just enjoy the show and have fun!
Buying stuff can be stressful. Cheap out, and you could regret it. Overspend, and you’ll cut into your budget. Knowing the best time of year to buy appliances and other household items can lessen the anxiety.
Here’s a list of the best time of year for sales — or download the one-page calendar here.
Furniture: January and July
You could save 30% to 60% buying furniture in January and July, as stores try to clear out inventory and make way for new pieces, which manufacturers introduce in February and August.
Floor samples especially often sell for a song, so don’t hesitate to ask.
Storage Essentials: January and August
In August, retailers slash prices and offer free shipping on shelving, organizing systems, baskets, and storage bins, baiting parents who are packing kids off to college or getting organized for a new school year. (No offspring? No problem. Proof of parenthood is not required to qualify for deals.)
It happens again in January, when stores roll out more sales — and selection — to help you find a home for all those holiday gifts and meet your organizing goals for the New Year.
Linens and Towels: January
Department store “white sales” — launched in 1878 — are still a favorite marketing tactic and make January the best time to binge on high-quality bedding and towels. If the exact color or style you’re seeking is out of stock, ask in-store for a rain check, so you can get exactly what you want at the price that can’t be beat.
Major Appliances: January, September, October, and the Holidays
The prices on this year’s appliances bottom out when they suddenly become last year’s models. With the exception of refrigerators (more on that below), you can pick up last year’s models for way less in September, October, and January, when stores are making room for new inventory.
For good deals on this year’s models, wait for Black Friday and the holidays. The season rivals inventory clear-out bargains as the best time of year for sales on appliances. And if you’ve got more than one appliance on the fritz, holidays are often the time to find incentives for buying multiple items.
Mattresses: February and May
Even the most obscure holiday seems to inspire mattress sale commercials. Annoying, yes, but also a reminder that you should never pay full price for a mattress. The best time of year for sales is February (courtesy of Presidents Day) and May (Memorial Day).
Many department stores offer coupons for additional savings on the sale price, while specialty chains — which have the biggest markups — can drop prices 50% or more. But don’t waste your time price shopping: Manufacturers have exclusive deals with retailers for each model, so the only way to find a lower price is to snuggle up to a different mattress.
Unlike other big-ticket appliances, new fridges are released in May. Combine the need for retail turnover with Memorial Day sales, and you get epic savings nearly all month long, making it the best time of year to buy a new refrigerator.
Snow Blowers: March and April
The best time to pick up a low-cost snow blower is exactly when you DON’T need it: in March and April. That time of year, no store wants them taking precious floor space away from spring merch like patio furniture and grills.
Vacuums: April and May
New vacs debut in June, so last year’s models go on sale in April and May — just in time for spring cleaning.
For the lowest price on materials, buy in May.
But if you’re paying a pro to install a new roof, contractor rates begin their climb April 1 and stay high through fall. So if weather allows for wintertime installation, you could save big.
Gas Grills: July and August
Come July 5, there’s still smoke in the air from Fourth of July fireworks, but stores are already moving on to Halloween, with Christmas not far behind. So, they’ll cook up juicy savings on grills and other summer staples in July and August. Sales peak by Labor Day, so you could pick up a new grill and still have time to host one final summer hurrah.
Lawn Mowers: August, September, and May
August and September are the perfect time to retire an ailing mower. You’ll find the lowest prices of the year (but also the slimmest selection) as stores replace mowers with snow blowers. Retailers also kick off the season with sales every April. You generally won’t save quite as much, but you’ll have more choices.
Unlike non-perishable goods, there’s not much retailers can do with last season’s perennials, so September brings savings of 30% to 50% and two-for-one offers on plants like hostas, daylilies, and peonies. And note that independent gardening stores can typically offer deeper discounts than big chains.
Cooler weather also makes this a great time of year to plant. How’s that for a win-win? If you prefer planting in the spring, many nurseries offer 10% to 20% off when you pre-order in February or March.
Power Tools: June and December
Power tools are a favorite go-to gift for Father’s Day and the holidays, so June and December are the best time to buy tools like cordless drills.
Paint: January, May, July, November, and December
Prices for interior and exterior paint bottom out when the mercury (and demand) falls — in November, December, and January, but also when it rises back up, in May and July.
HVAC equipment: March, April, October, and November
Like snow blowers, the best time to buy furnaces and whole-house air conditioning systems is when you don’t need them. Prices are lowest during months with moderate temperatures — generally March and April, then October and November.
Many installers also run promotions during these slow seasons to help load their books. They also may be more willing to negotiate a lower price or throw in a free upgrade like a fancy thermostat.
Flooring: December and January
From mid-December and into January, homeowners tend to take a break from major remodeling projects because of the holidays. Flooring retailers and installers are looking for business, so that gorgeous wide-plank flooring or luscious carpet can be yours for an even more scrumptious price. Happy Holidays to you.